This article is relevant to United States customers only.
Overview
GotPhoto allows US customers to track earnings, manage tax information, and receive Form 1099-K documents through Stripe Express. If you are based in the US or considered a US taxpayer and made more than $20,000 USD in total gross volume across over 200 transactions in 2025, you should expect to receive a 1099-K.
This guide answers common questions related to your tax documents.
What is a Form 1099-K?
Form 1099-K is a federal income tax form that reports payments received, excluding wages or salaries. It’s required by the IRS and certain state tax agencies and must be sent to you by January 31 each year. The form reports your gross income.
View this Stripe article for a full breakdown of the Form 1099-K content.
How can I access my tax information?
You can log in to the Stripe Express portal or use the iOS app. An Android version is not available.
Which email does Stripe use for Express invites?
Stripe uses the email linked to your GotPhoto account. If you can’t locate the invite email, you can request a new one here, or contact GotPhoto Customer Care to update your email address and resend the invite.
I lost access to my signup phone number. What should I do?
Select “I no longer have access to this phone number” when logging in to authenticate via email and update your phone number.
Why haven't I received a Form 1099-K email from Stripe?
Emails for Form 1099-K filing confirmation begin in November, 2025, and official forms will be emailed by mid-January 2026. You might not receive it if:
- It landed in your spam folder
- You used a different or outdated email for your GotPhoto account
- Your email is incorrect or cannot receive messages
- Your earnings were below the threshold
- Your account is unsupported (rare cases like shared emails or over 20 accounts)
Use this tool to request a new invite.
What is the timeline to receive my Form 1099-K?
- November: Stripe sends pre-filing instruction emails.
- By mid-January: Confirm your tax details in Stripe.
- By January 31: Your Form 1099-K will be emailed and available via Stripe Express. GotPhoto will also file it with the IRS and state tax agencies.
- April 15: IRS tax filing deadline.
Tip: Ensure your tax name, address, and TIN (SSN/EIN) are correct to avoid delays.
How do I update my tax information?
Log in via the Stripe Express portal or the Stripe iOS app.
If your Form 1099-K is linked to your SSN, and you’d prefer your EIN (or vice versa), contact GotPhoto to update your legal entity details.
Note: If you're a sole proprietor or single-member LLC, the IRS expects the Form 1099-K to show your personal name and SSN—not your business name or EIN.
Issues answering account security questions?
Contact GotPhoto Customer Care to verify your account information.
Why is Stripe asking for my SSN or EIN?
Your taxpayer identification (SSN/ITIN for individuals, EIN for businesses) is required for IRS reporting. This ensures your income is matched to your tax return. Learn more in Stripe Support.
Is my tax information secure?
Yes. Stripe encrypts and securely stores your information. Learn about Stripe’s security practices. You should also safeguard your login credentials.
How can I download my Form 1099-K?
Once it's available, Stripe will email you. Log in to Stripe Express to download it.
How do I update my contact or payout details?
In Stripe Express, under the Account tab, you can update:
- Email and phone (one at a time)
- Language preference
- Payout and legal details. For payout setup, see this guide.
How do I correct my Form 1099-K?
Edit your info via Stripe Express → Tax Forms. The dashboard won’t reflect changes, but they are shared with GotPhoto. After editing, contact GotPhoto to process the correction. You’ll receive an updated form within 72 hours.
What if I have multiple GotPhoto accounts?
If each account meets the Form 1099-K threshold, you’ll receive separate invites and must set up a Stripe Express account for each.
Need help from Stripe?
Check the Stripe 1099-K support center or contact Stripe Support.
The takeaway
Stripe Express makes it easy for GotPhoto users in the United States to track earnings, manage tax information, and access Form 1099-K documents. If you are a US-based customer or US taxpayer and exceeded $20,000 USD in gross volume and 200 transactions in 2025, you should expect to receive a Form 1099-K via email. To avoid delays or issues, make sure your contact and tax details in Stripe Express are accurate and up to date.