This article is relevant to United States customers only.Overview
GotPhoto lets you update your tax information, opt into paperless delivery, manage tax forms, and track your earnings through Stripe Express. If you're working with GotPhoto and have earned $600 or more within the calendar year (in the US), Stripe will email you inviting you to log in and view your form 1099. This article will answer any possible questions you may have about your form 1099.
The 1099 form is a federal income tax information form used to report earnings and proceeds other than wages, salaries, and tips (which are reported on the federal W-2 form). The forms are filed with the Internal Revenue Service (IRS) and, if required, state tax departments. Forms must be delivered to recipients by January 31 and can be mailed or sent via paperless delivery.
You can access your account and tax information through the Stripe Express portal or the Stripe Express app. If you'd like to download the app, it's available for iOS here. Unfortunately, an Android version is not available at this time.
Stripe uses the email information associated with your GotPhoto account to send you an invitation to sign up for Stripe Express.
If you’re unable to find the sent email, head to this Stripe Support site page, where you can request a new link to be sent to your email. If you are still not able to locate your invite email, please reach out to our GotPhoto Customer Care team for help updating your email address and getting a new invite email.
Select the "I no longer have access to this phone number" option during login or account creation to authenticate via email and change your phone number.
If you earned enough to require a form 1099 in 2024, you should receive an email from Stripe by mid-January 2025. Emails for pre-filing confirmation will be sent out starting November 4, 2024. This is separate from the email you’ll receive when your form is filed in January.
If you can’t find an email from Stripe, it’s possible that:
The email may be in your spam/junk mail folder.
GotPhoto does not have your most current email address on file. Please check any other email addresses you may have used to sign up for GotPhoto, or reach out to our Customer Care team to update your email and have an invitation email sent to you.
Your email address on file is incorrect, missing, or unable to receive email.
The email address associated with your GotPhoto account is incorrect, missing, or unable to receive mail.
You earned less than the threshold for your form type.
Your specific account is unsupported on Stripe Express (in very rare cases where multiple users are sharing the same account, or the same email address is being used on more than 20 accounts).
You can use this tool provided on the Stripe Express support page to request a new invite email.
Your form 1099 will be emailed to you by January 31, 2025.
Beginning November 4, 2024: Stripe will email you instructions on the process and how to access your Stripe Express account. If you haven’t already, you’ll need to complete the steps within the email to access your form 1099 electronically.
Before mid-January: Confirm your tax information (e.g., name, address, and SSN or EIN) is correct.
By January 31, 2025: Your form 1099 will be available to download through Stripe Express, it will also be emailed to you. GotPhoto will file your 1099 tax form with the IRS and relevant state tax authorities.
- April 15, 2025: IRS deadline to file taxes. You’ll need your form 1099 to file your taxes.
To ensure a seamless experience in January, we highly recommend verifying that all your tax filing details are up-to-date in Stripe Express. It's crucial to double-check that your name, address, and Taxpayer Identification Number (Social Security Number or Employer Identification Number) are accurate and current.
You can review your tax information (e.g., name, address, and SSN or EIN) and make any necessary changes via the Stripe Express portal or iOS app. Please update your information no later than mid-January 2025.
If you notice that your form 1099 reports your SSN, but you'd prefer to use your EIN (or vice versa), you should contact GotPhoto to update your legal entity information
Please note: If you’re operating as an individual, Sole Proprietorship, or Single Member LLC, the IRS will expect to see the individual owner’s Name and SSN (as opposed to Business Name and EIN) reported on your form 1099.
Please reach out to GotPhoto's Customer Care team to confirm the information that you have on file against the information you are providing.
Your SSN/EIN/ITIN is required to file your form 1099 with the IRS and relevant state tax authorities. If you are an individual, your Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) is used as your Taxpayer Identification Number (TIN). If you are a business, your Employer Identification Number (EIN) is used as your TIN. If you have earned enough to qualify for a 1099 tax form, the IRS requires your full details to be reported on your 1099 tax form filings. The tax authorities, which receive copies of your 1099 tax form, will expect to see the income on your individual or business tax return. The EIN/SSN/ITIN is crucial in connecting this information, which is why the IRS requires it.
Stripe’s security tools and best practices ensure that your sensitive information is safely stored and encrypted. Learn more about the safeguards Stripe put in place to protect your information. Please make sure to keep your Stripe Express login credentials secure on your end.
If you have created a Stripe Express account, Stripe will email you to let you know when your form 1099 is available for download via Stripe Express.
You can update your account information in the Account tab in the Stripe Express portal:
Under "Stripe Express Account", you can update the email address and phone number used to log in to Stripe Express. You can only update one contact method at a time.
Under "Language Preference" you can choose your preferred language for Stripe Express.
Under "Payout and Professional Details" you can update personal and legal entity information and view your bank account or debit card information for payouts. To update your payout details, please review this article.
If you need corrections made to a form 1099 that has already been marked as "Filed," use the edit option on the Tax Forms page of Stripe Express. Information you edit will not be reflected in your 1099 form in the Stripe Express dashboard, but it is shared with GotPhoto. Please reach out to GotPhoto Customer Care after you’ve made the edits you want, and we can assist you with a correction. Once GotPhoto files your correction, you will be notified via email, and you will see a new form 1099 appear in the Stripe Express dashboard. It can take up to 72 hours after GotPhoto files the correction to receive a notification.
If all your accounts pass the 1099 reporting thresholds, you’ll be sent invite emails for each account, and you’ll need to create an account for each one. Follow the steps in the invite emails.
How do I get in touch with Stripe for more help?
If you have a question that isn’t answered here, we recommend looking through the 1099 tax forms or Stripe Express resource pages. If you still need help, please contact Stripe Support.
The Takeaway
Stripe Express lets you update your tax information, manage tax forms, and track earnings. If you’ve earned $600 or more in a calendar year in the US, Stripe will email you an invitation to set up an account. In this article we've answered common questions about accessing and managing your form 1099. To ensure a smooth process, it's important to make sure all your tax details in Stripe Express are up-to-date on time.